Sexual abuse and molestation insurance coverage are vital for any charter school. A proper policy will protect your school by providing coverage for: Negligent employment Retention Supervision Investigation Reporting Failing to protect someone from sexual abuse A proper policy should cover your school for wrongful acts performed by: Sexual abuse perpetrated by a student Employee […]
Included on every general liability insurance policy for restoration contractors is a coverage entitled “Personal and Advertising Injury.” The problem is that very few people understand what this coverage is and how it can protect your company. Personal and Advertising Injury is Limited in Scope First, Personal and Advertising Injury (Coverage B) is much narrower in […]
Layoffs from budget cuts have triggered an increase in Employment Practices Liability (EPL) claims for charter schools all over the country. In contrast, the tough job market has led to an increased amount of “failure to educate” claims. The typical School Board or Educators Legal Liability policy is designed to protect teachers and school board […]