Umbrella insurance is insurance coverage used to protect your school from liabilities that exceed your underlying insurance coverages (general liability and commercial auto insurance, for example). It also can kick in to fill in gaps that other policies don’t cover. It can give you access to higher limits of protection from risks at an affordable […]
Included on every general liability insurance policy for restoration contractors is a coverage entitled “Personal and Advertising Injury.” The problem is that very few people understand what this coverage is and how it can protect your company. Personal and Advertising Injury is Limited in Scope First, Personal and Advertising Injury (Coverage B) is much narrower in […]
Fraud and embezzlement instigated by employees are on the rise in the small business workplace. According, Small businesses are especially vulnerable, especially those who aren’t financially able to absorb large losses or cannot afford extensive precautions and safeguards. Employee dishonesty insurance coverage, sometimes referred to as fidelity bond, crime coverage, or crime fidelity insurance, is […]