What is Employee Dishonesty Insurance Coverage?

Fraud and embezzlement instigated by employees are on the rise in the small business workplace. According, Small businesses are especially vulnerable, especially those who aren’t financially able to absorb large losses or cannot afford extensive precautions and safeguards. Employee dishonesty insurance coverage, sometimes referred to as fidelity bond, crime coverage, or crime fidelity insurance, is […]

What is Educators Legal Liability?

Educators Legal Liability is one of the most important but overlooked insurance policies a charter school can purchase for its client base. The typical School Board or Educators Legal Liability policy is designed to protect teachers and school board members, administrators, volunteers, student teachers, and various other members of the educational staff. In a standard […]

What is Valuable Papers and Records Coverage

You may be relying less and less on hard copies of your valuable papers and records and transitioning to electronic filing instead. Even so, your hard copies still need to be protected in case you experience a catastrophic loss, like a fire or a natural disaster. Although you may have some existing coverage for valuable […]