Did you know that charter schools with Return-to-Work programs have increased productivity, improved morale, and lowered disability-related costs? These programs are a great way to manage workers comp claim expenses and minimize medical costs and promote better employee/employer relationships.
Charter schools with effective Return-to-Work programs have found these programs effective because they:
- Reduce worker’s compensation insurance costs.
- Encourage management’s active participation in the employee’s recovery.
- Reduce costs of temporary/replacement workers.
- Maintain an experienced workforce.
Some interesting facts about Return-to-Work programs:
- 80 to 90 percent of injured workers prefer working to convalescing at home.
- Sixty percent of workers off the job for more than 14 days experience financial trouble.
- Workers’ anxieties increase with the number of days they remain off work and the number of surgical procedures they are likely to require. A modified duty program often reverses this trend.
- Claimants typically contact an attorney two weeks after an injury.
- Eighty percent of litigated claims result in higher settlements.
- Workers who retain an attorney see an average of five doctors—those who do not are treated by an average of two.
- Employers reduce the likelihood of litigation by 50 percent by contacting injured workers within a week of the injury.
- Returning an injured worker to the workplace reduces expenses for medical treatment, rehabilitation, therapy, and surgery and often reduces the extent of permanent impairment.
- Early-return-to-work programs have been proven effective in reducing attorney involvement, promoting quicker recovery, and reducing related costs while providing a significant employee benefit.
How can the Charter School Insurance Alliance help?
We can help your charter school develop and implement a Return-to-Work program. By helping provide your charter school with program reviews and training, your charter school will be able to manage its worker’s comp better. Claim costs and avoid future premium increases.