Student Accident Insurance provides important coverage for charter schools. The following is a broad outline of the basic coverage provided by a student accident policy. For more information, please feel free to contact our office.

School Time Coverage: Provides coverage while an insured student is on school premises during the days and months that school is in session; traveling directly to or from their residence and school in a vehicle supplied by the school; and participating in or attending activities sponsored solely by the school that a school official or employee continually supervises. One-day field trips and religious education classes are included. All high-school interscholastic football activities are excluded unless the applicable additional premium is paid.

Around-the-Clock Coverage: This applies 24 hours/day, whether the school is in session. The insurance is provided from the effective date of the insured student’s coverage to the policy’s termination date. All high-school interscholastic football activities are excluded unless the applicable additional premium is paid.

High-School Interscholastic Football: Coverage is provided during play, practice, or travel in connection with interscholastic football in which any 9th, 10th, 11th, or 12th-grade student participates. This coverage is included if provided for in the enrollment form, and an additional premium is paid.