A student accident policy is one of the coverages we highly recommend to all charter schools.  Student accident policies help protect your students from potential accidents on field trips, school-sponsored sports, and extracurricular activities.

In fact, according to the American Academy of Pediatrics, more than 3.5 million children under the age of 14 are injured playing sports or participating in other extracurricular activities.

Given the high number of injuries associated with students, these accidents can present potential liabilities to schools and financial hardship to the affected families.

This is where a student accident policy can help.  It provides coverage for medical expenses incurred due to a covered accident.

Most policies include coverage for school-sponsored activities without a deductible and a limit of up to $1,000,000. These activities include interscholastic sports, intramural sports, and non-sport extracurricular activities such as band, cheerleading, and gym class.

If you would like to learn more about how a student accident policy can protect your charter school, please get in touch with our office.