Crime is a severe threat to any business, and charter schools are not immune.  Poor procedures, inexperienced employees, and lack of control all increase the likelihood of your school experiencing some claims.

Crime prevention does not need to take up much of your time, nor should it cost much money.  It would be best if you simply took the time to proactively institute sound policies with your employees and some protective measures throughout your charter school.

Here are some tips to help get you started:

Burglary

• Reinforce any side and rear doors with cross-bars.
• Secure all entrances with double cylinder, long throw, and deadbolt locks.
• Protect windows and skylights with burglar screens, bars, or thick, unbreakable plexi glass.
• Affix a cash safe (if you have one) to the floor with surveillance cameras and sensor lights.

Employee Theft

• Require two signatures on checks above specific amounts like $500 or $1,000.
• Reconcile bank accounts and credit card statements weekly.
• Limit access to safes, cash, and checks.
• Change the safe combination immediately after any employee with knowledge of it is terminated.
  • Control access to keys and, if possible, use a fingerprint scanner to access the building.

If you had any additional questions or want to find out how crime insurance can help protect your charter school, please don’t hesitate to call our office.